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Chargebackify vs Signifyd

Signifyd is a fraud decisioning and guarantee platform: it scores orders at checkout and underwrites the ones it approves. That is a genuinely different product from ours, and for enterprise merchants the two sit well together.

Fraud decisioning Enterprise Complementary
CHARGEBACKIFY
Stops the dispute being filed

Network alerts, Shopify order matching and automatic refunds inside the pre-dispute window. Success fee on prevented value only, no monthly platform fee.

Acts after the order, when the customer disputes
Handles friendly fraud a score cannot predict
No liability shift, no premium to price
Fee only when a dispute is actually stopped
SIGNIFYD
Guaranteed fraud protection

Signifyd markets guaranteed protection against fraud and non-fraud chargebacks, making an accept or decline decision at checkout and taking on the liability for approved orders.

Checkout-time accept or decline decisions
Financial guarantee on approved orders
Higher approval rates on risky traffic
Enterprise contracts and support
SIDE BY SIDE
Chargebackify
Signifyd
When it acts
40 minutes before filing
At checkout
Friendly fraud
Core case
Covered by guarantee terms
Liability
Stays with you
Shifted on approved orders
Blocks orders
Never
Yes, by design
Pricing model
% of prevented value
Enterprise, listed from $1,500/mo
Ratio monitoring
VAMP and ECP projections
Guarantee reporting
Commitment
None
Contract
Descriptions of Signifyd come from their public marketing and Shopify App Store listing.

How to choose

Pick Signifyd if
your losses come from genuine fraud at checkout and you want the liability off your balance sheet.
Pick Chargebackify if
your disputes come from real customers on orders any model would have approved, which is where most Shopify chargebacks come from.
Run both if
you are large enough to have both problems. A guarantee covers the fraud you can predict; we cover the disputes you cannot.
Everything on this page about Signifyd is drawn from their own public marketing and Shopify App Store listing. Products change. If we have described something out of date, tell us and we will correct it.
OTHER COMPARISONS
Chargebackify vs Chargeflow Chargebackify vs Disputifier Chargebackify vs NoFraud Chargebackify vs Justt

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Common questions

Not answered here? Ask us directly or read the full FAQ.

Is Signifyd a replacement for Chargebackify?

No, the two act at different moments. Signifyd decides at checkout and takes on liability for approved orders; Chargebackify acts after the order, when a real customer disputes a charge any model would have approved.

Which one handles friendly fraud?

Friendly fraud is Chargebackify's core case. It comes from legitimate customers on legitimate orders, so there is nothing for a checkout score to catch.

Should larger merchants run both?

Often yes. A guarantee covers predictable fraud; prevention covers the disputes that arrive from approved, shipped orders.

Chargeback prevention infrastructure, starting with Shopify. Alerts, refunds and ratio monitoring in one place.

The Prevention Brief

Network rule changes, threshold updates and merchant teardowns. Once a month.

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PRODUCT
How it worksChargeback alertsAutomatic refundsOrder matchingRatio monitoringChargebackify vs ChargeflowChargebackify vs DisputifierChargebackify vs SignifydChargebackify vs NoFraudChargebackify vs JusttPricing
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